Construction &
contract bonds
We're appointed with CNA Surety and Merchants Bonding—two of the largest sureties in the country. If you're a contractor who needs a license bond, bid bond, performance bond, or payment bond, we can usually get you approved quickly.
Get BondedConstruction bonds we write
License & Permit Bonds
Required by states and municipalities to get or maintain your contractor license. Guarantees you'll follow regulations.
Missouri contractor license bond, city permit bonds
Bid Bonds
Required for public projects. Guarantees you'll enter the contract at your bid price if you win.
Typically 5-10% of the bid amount
Performance Bonds
Guarantees you'll complete the project according to the contract terms. If you default, the surety steps in.
Usually 100% of contract value
Payment Bonds
Guarantees you'll pay your subcontractors and suppliers. Often paired with performance bonds.
Usually 100% of contract value
Maintenance Bonds
Guarantees you'll repair defects in workmanship or materials for a specified period after project completion. Protects the owner during the warranty period.
Typically 1-2 years, 10-50% of contract value
Getting bonded
Unlike insurance, bonds are a form of credit. The surety is essentially guaranteeing your performance—so they underwrite you like a lender would. Your financials, credit, and experience all matter.
For small bonds (license bonds, small bid bonds), approval is often quick with minimal documentation. For larger contract bonds, expect to provide financial statements and work history.
What we typically need
- For license bonds: Basic application, credit check
- For small bonds (<$50K): Application, credit check, brief experience summary
- For larger bonds: Financial statements (CPA-prepared), work-in-progress schedule, banking references, personal financial statement
Miscellaneous bonds (on request)
We focus on construction/contractor bonds, but we can also write these other bond types. Just ask.
Need a bond?
Tell us what you need. We'll let you know what's required and get you a quote—usually within 24-48 hours for standard bonds.
Get Bonded